Jack and the Check Book — John Kendrick Bangs

Once upon a time a great many years ago there lived a poor woman who, having invested all her savings in mining shares, was soon brought to penury and want. She had bought her modest little home and all there was in it on the instalment plan, and here she was, upon a certain beautiful morning in late spring, absolutely penniless, and three days off, staring her in the face, were payments due on the piano, the kitchen range and even on the house itself. Moreover, the winter had been a bitter one. Four times had the water-pipes frozen and burst, and a plumber's bill of appalling magnitude had come in the morning's mail, with the stern admonition stamped in red letters at the bottom: