Chill Factor — Chris Rogers

Former prosecutor Dixie Flannigan is fearless when it comes to facing down lowlifes and bail jumpers -- but her checkbook is another story. Determined to straighten out a big hole in her account, Dixie heads for the bank ... only to find herself in the middle of a holdup, watching in disbelief as sweet, middle-aged Edna Pine, the neighbor she loves like family, makes off with three bags of loot.

When Edna dies in a violent shoot-out with cops, she's branded the latest in a string of "granny bandits." Wracked by guilt for not trying to stop her, Dixie digs for the truth, and soon she's on the trail of a master manipulator who has set in motion a devastating plot. Now Dixie's about to discover that a smile is the most chilling weapon of all....