"Pay me what she's worth."
FBI agent Andie Henning is tracking a ruthless kidnapper plaguing South Florida, one who's out to prove that all human life can be valued in dollars and cents. But he has slipped through her net at every turn. This time he's taken the wife of one of the state's richest horse breeders and is asking a ransom of $1 million. The stakes go up when Andie finds the woman -- dead.
Enter Jack Swyteck. He has a new girlfriend, and life is good -- until Mia Salazar goes missing. Then Jack gets a one-two punch: he discovers that his lover is married, and her rich husband gets a ransom demand that pegs Mia as the kidnapper's latest victim. Worst of all, her husband knows all about her affair with Jack, and he decides to pay the kidnapper exactly what his cheating wife is worth: nothing. Feeling deceived, Jack at first resists getting involved. But as secrets unfold about Mia's strange marriage and mysterious past, Jack is in for a twisty ride that may bring him face to face with a madman.