Shelter — Beth Cooley

After her dad died, Lucy never imagined that things could get worse.
But they did.

She and her mom and little brother lost their new home. Her friends faded away. And the upper middle class life she'd always had slipped fast through her fingertips.

Lucy believes that her family will get back on their feet again. Her mom will find a job, her brother will sleep without nightmares, and she will make new friends and laugh again.

Because it's too scary to believe anything else.