Playing with Reality — Kristine Kathryn Rusch

Charles Myloft Martin the Third arrives at the shadow golf pro-am with a plan. But her plan quickly forces her into a hazard. First, the club refuses to let her play because of her gender. Then, she finds help in the unlikeliest place. And that help comes with a handicap -- one she failed to realize she had. One that will make her question her own place in the “real world.”

“Rusch has fun in a light-hearted take on the gender politics of golf, and virtual reality, in a pro-am tournament with some very special participants.”
-- Best SF