The Lone Stranger — Patricia PacJac Carroll

Prudence, desperate to protect her troubled young son, risks everything to go west. After all, it's not easy for an eight-year-old boy to be saddled with a twenty-dollar name, glasses, red hair. And no father.
Herman is proud of his store. His success a tribute to his motto ~ avoid risk and settle for the sure thing. But when Prudence comes into his life, he may just have to set his motto aside.